1. Introduction
These Terms of Use govern access to and use of The MOST important thing Podcast, website, and associated content produced by Dr Alan O Sullivan and Mr Ivan Yates.
By accessing or listening to the podcast you agree to these Terms. If you do not agree with these Terms, you should not access or use the Content.
2. Information Purposes Only
The Content provided in this podcast is for informational, educational and entertainment purposes only.
Nothing contained in the podcast constitutes or should be interpreted as:
• Investment advice
• Financial advice
• Tax advice
• Legal advice
• A recommendation to buy or sell any financial instrument
• An offer or solicitation to purchase securities or investments
Listeners should seek independent professional advice before making any financial or investment decisions.
3. No Financial Promotion
The podcast is not intended to constitute a financial promotion within the meaning of applicable financial services legislation including but not limited to:
• EU MiFID II regulations
• Irish Financial Services legislation
• Central Bank of Ireland regulatory guidance
Any references to financial markets, securities, companies, commodities, or economic trends are purely commentary and analysis.
4. Opinions and Forward Looking Statements
Opinions expressed in the podcast represent the views of the host and guests at the time of recording. Such opinions are subject to change without notice.
The podcast may contain forward looking statements relating to financial markets, economic conditions or geopolitical developments. These statements involve risks and uncertainties, and actual outcomes may differ materially.
5. Accuracy of Information
While reasonable care is taken in preparing the Content, no representation or warranty is made as to its accuracy, completeness or reliability.
Information may be based on publicly available sources which have not been independently verified.
We accept no liability for errors or omissions.
6. Limitation of Liability
To the fullest extent permitted by law, The MOST important thing Podcast, its producers, hosts, employees and contributors shall not be liable for:
• Any loss arising from reliance on the content
• Financial or investment losses
• Indirect or consequential damages
• Decisions made based on the content
Listeners assume full responsibility for their own financial decisions.
7. Guest Contributions
Views expressed by guests are their own and do not necessarily reflect the views of the podcast, its producers, or affiliated organisations.
We do not endorse or verify statements made by guests.
8. Conflicts of Interest
The host, producers, or contributors may from time to time hold positions in financial instruments or assets discussed in the podcast.
Such interests may change without notice. The podcast does not undertake to update listeners regarding such holdings.
9. Intellectual Property
All podcast content including audio, transcripts, branding, and related materials are protected by copyright and intellectual property laws.
Content may not be reproduced, distributed or republished without prior written permission.
10. External Links and References
The podcast may reference third party websites, research, or content.
We are not responsible for the accuracy or availability of such third party information.
11. No Professional Relationship
Accessing the podcast does not create any client, advisory or fiduciary relationship between listeners and the podcast producers or hosts.
12. Changes to Terms
We reserve the right to modify these Terms at any time.
Continued use of the podcast following any updates constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by and interpreted in accordance with the laws of Ireland.
Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.
14. Contact
For enquiries relating to these Terms please contact:
muriel@priyawm.ie
The Macro School